4 Ways to Get Cash Now — Without Credit Card Debt
Living on a fixed income doesn’t mean you have to wait for payday. From interest-free cash advances to buy-now-pay-later tools, these services help seniors bridge financial gaps without turning to high-interest credit cards or loans. They’re easy to use, safe, and available in minutes — giving you the flexibility to spend smarter.
Need Your Money Sooner? This App Lets You Get Paid Instantly
Waiting on payday but need cash now? EarnIn lets you access up to $750 from your paycheck with no interest, credit checks, or hidden fees. It’s a helpful option for seniors who want more control over their money.
Use your earnings on your schedule instead of waiting for your employer. Many older adults find comfort in knowing their money is available when needed.
The app is free, secure, and available 24/7. Setup is simple, and you can connect your bank in minutes. Get started today and take control of your finances.
Buy Now, Pay Later — Even on a Fixed Income
Unexpected expenses like groceries, prescriptions, or repairs can throw off your budget. PayLatr lets you cover those costs instantly and split the bill into smaller, manageable payments over time.
You stay in control with no interest, no credit impact, and no hidden fees. It’s an easier way to handle life’s surprise costs without relying on high-interest credit cards. The app is simple, secure, and built with seniors in mind. Whether you're on a fixed income or just need a little cushion, it helps you buy what you need now and pay later.
Seniors love how simple and stress-free it is to use — right from your phone. Whether you're on a fixed income or just need a little breathing room, it offers the help you need, when you need it.
Apply now and take control of your budget today.
Seniors Are Getting Paid Early With This Reloadable Card
Living on a fixed income? The Walmart MoneyCard can help you save more with every purchase. It offers up to 3% cash back online, 2% at Walmart fuel stations, and 1% in stores (up to $75/year).
Get paid up to 4 days early with direct deposit. Load $500 a month to skip fees. It's simple to use and helps manage everyday spending. Seniors use it to track expenses, avoid overdrafts, and earn rewards with ease.
Thousands of seniors trust it to simplify their finances, avoid overdraft surprises, and earn rewards without changing how they shop. It’s safe, flexible, and built for everyday use.
Get your Walmart MoneyCard* and start earning cash back while staying in control.
*Terms and conditions apply, see site for details.
This Online Bank Gives Seniors Faster Access to Their Money
Timing matters when you're living on a fixed income, and even a day can make a difference. Go2Bank helps seniors access their paychecks or benefits up to two days early.
It’s a secure, FDIC-insured account with no monthly fees if you meet deposit requirements. You can withdraw cash at thousands of ATMs, manage your money from your phone, and avoid costly delays.
Designed for convenience and flexibility, Go2Bank fits the needs of older adults who want to stay on top of their finances.
Get started with Go2Bank and enjoy faster, easier access to your money.
Whether it’s a one-time expense or just making ends meet, these cash tools can help ease financial stress — right when you need it most.
