Companies Helping Seniors Save — Most Don’t Know About Them
You won’t find these programs in TV ads, but they’re helping thousands of seniors save big every month. Here are 12 you should know.
1. Thousands Are Cutting Their Debt With This One Move
If you're 55 or older and struggling with credit card debt, National Debt Relief could help. They've assisted thousands of Americans in reducing balances, avoiding bankruptcy, and stopping collection calls.
The process is secure and won’t impact your credit score. There’s no paperwork, no upfront fees, and no obligation. In under a minute, you can see if you qualify and how much you might save. It’s a smart first step toward peace of mind and financial relief. Take the first step toward freedom from debt — check your eligibility now.
2. Still Paying Full Price for Car Insurance? Read This
Auto insurance costs are rising fast. Seniors can use Coverage.com to compare quotes from top insurers and find lower rates without reducing coverage.
In just a few minutes, you can view options tailored to your ZIP code, age, and vehicle. No phone calls or sales pitches. It’s just a simple, secure way to check for savings.
Whether you’re driving less or just want a better deal, this tool helps you avoid overpaying for the same coverage.
Most seniors save up to $610 — no hassle required. Enter your ZIP to shop for savings.
3. Banking Built for Social Security Recipients
If you're receiving Social Security, Charlie is a new kind of financial service designed specifically for you. It helps you get your benefits up to four days early and offers tools to manage your money with confidence.
Charlie charges no monthly fees, avoids overdraft penalties, and offers direct customer support from real humans who understand your needs. It's built for older adults who want simplicity, peace of mind, and more control over their cash flow.
Feel confident paying bills, buying groceries, and staying on top of expenses. Get started today and take the stress out of your finances.
4. When Appliances Break, This Company Pays to Fix Them
Furnace on the fritz? AC acting up? ServicePlus helps cover unexpected repair costs for major home systems and appliances, including HVAC, plumbing, and kitchen equipment.
Their affordable home warranty plans are designed for older homeowners, with no home inspection required. Even if your home is decades old, you can still qualify.
Seniors appreciate the predictable costs, 24/7 support, and flexible service options that help protect their budget.
Breakdowns can happen at the worst times, but you don’t have to face them alone. Check your coverage options and get your free quote in minutes.
5. Turn Opinions Into Cash With This Legit Survey Panel
If you’re online anyway, why not earn extra cash while you’re at it? Branded Surveys is a trusted survey platform that pays real money instead of points for sharing your opinions.
Surveys are short, easy to follow, and cover everyday topics like shopping, entertainment, and lifestyle habits. No special skills required.
Thousands of seniors cash out every week, and getting started is fast and free. Just sign up, answer a few profile questions, and you’ll be matched with available surveys.
Seniors appreciate the flexibility. You can take surveys at your own pace from the comfort of home, whether that’s once a day or once a week. It’s free to join, and most users can start earning in minutes.
Sign up now and start turning your opinions into real rewards.
6. Renting in retirement? Make those payments work for you.
If you’re 55 or older and still renting, Self can help you build credit by reporting your on-time rent payments to all three major credit bureaus. This service doesn’t require a credit card or new debt. It simply uses the bills you already pay.
A 2023 TransUnion study showed that rent reporting users saw an average VantageScore® increase of 15 points within three months. Many seniors use Self to improve their credit, access better rates, or gain peace of mind.
You can even add up to 24 months of past rent, phone, and utility payments for a one-time fee of $49.95.
Start building credit with rent payments today! No credit card required.
Disclaimer: Based on a 2023 TransUnion study, customers saw a VantageScore® increase of 15 points on average. Results vary. You may not receive an improved credit score. Not all lenders, including auto and mortgage lenders, use scores impacted by rent/utility payments. Not all bill payments may be eligible. Other factors, including activity with other creditors, may impact results.
Disclosure: We may receive compensation when you use the links provided.
7. T-Mobile’s 5G Unlimited Home Internet May Be the Smartest Switch for Seniors
Slow, expensive internet doesn’t belong in your home. You can now try T-Mobile’s 5G Home Internet with a fast, no-hassle setup that doesn’t require long-term contracts or hidden fees.
It’s designed for reliability and ease, with flat monthly pricing, no annual contracts, and no equipment rental fees. Seniors can stream, browse, and video chat with family on multiple devices—without frustrating slowdowns or hidden costs.
The setup process is quick and easy, and many users can try it risk-free with no technician needed.
Check availability and get started in just a few minutes.
8. Need Your Money Sooner? This App Lets You Get Paid Instantly
Waiting on payday but need cash now? EarnIn lets you access up to $750 from your paycheck with no interest, credit checks, or hidden fees. It’s a helpful option for seniors who want more control over their money.
Use your earnings on your schedule instead of waiting for your employer. Many older adults find comfort in knowing their money is available when needed.
The app is free, secure, and available 24/7. Setup is simple, and you can connect your bank in minutes. Get started today and take control of your finances.
9. Rebuild Your Credit Without Credit Cards or Complicated Terms
If you’re retired or rebuilding after a financial setback, Kikoff offers a simple way to improve your credit without taking on new debt. With a Kikoff credit line, you can open a small, manageable account that reports to all three major credit bureaus.
There’s no interest, no hidden fees, and no risk of overspending. Kikoff doesn’t require a hard credit pull, so signing up won’t affect your score.
It’s especially helpful for seniors on fixed incomes who want to build credit safely. You can track your progress, understand your score, and build stronger financial habits over time.
Start building better credit today with a tool designed to keep things simple.
You shouldn’t have to dig to find savings. These under-the-radar services are here to help — and they’re built for you.
